Welcome to the Pioneer Telephone Cooperative, Inc. web page for un-cashed capital credit checks.
This web site has been designed to help determine if you have un-cashed checks. Capital credit checks are most commonly un-cashed because the cooperative's system does not have your current address.
This page will only be of benefit to you if you have had phone service in Oklahoma in one or more of the Pioneer Telephone exchanges listed below.
What are Capital Credits? Capital credits are margins allocated to the members of the cooperative on a pro-rated basis, in proportion to their telephone usage.
Upon approval of the Board of Trustees, a portion of these credits are refunded to the members on a yearly basis, if the financial condition of the coop permits. A more detailed explanation of capital credits can be found in Article VIII of the cooperative by-laws. Click on Cooperative News & Information under Community, then click on the link to the left to view the By-Laws
All inquiries must be submitted in writing to: Capital Credits, P.O. Box 539, Kingfisher, OK 73750. The amount of the un-cashed checks can not be obtained by phone. Checks can be for as little as $1.00. Your claim will be researched and processed when we have received the required copies of your drivers license and social security card. We will process all claims within 90 days.
There is no charge or fees associated with this search. This is a service offered to our members to maintain our commitment to serve as your "Total Communications Company".